We didn't have $1,378 at the end of the year but we did have about $800 saved which came in handy that year. In December of that year the motor in our truck blew and we had to get another vehicle. We needed $1,500 for a deposit down and had $800 of it right from the start.
The other $878 I would have probably had saved had it not been for enabling my adult children. The hubby estimates that is probably what I dished out to them and more from the Money Challenge Jar.